There are no guarantees that working with an adviser will yield positive returns. Brownwood, Texas 76804. Rates and rewards are variable and may change after account is opened. SmartAsset Advisors, LLC ("SmartAsset"), a wholly owned subsidiary of Financial Insight Technology, is registered with the U.S. Securities and Exchange Commission as an investment adviser. We will limit to 5 the number of Overdraft Fees charged on any one business day, up to a total of $175. *A $5 non-usage monthly fee may apply if bill pay is not used after 3 months. My e-Statements | Takeover talks continued all weekend in the hope a deal could be struck before U.S. stock markets opened Monday. Copies of the Proxy Statement-Prospectus can also be obtained, when it becomes available, free of charge, by directing a request to Business First Bancshares, Inc., 500 Laurel Street, Suite 101, Baton Rouge, LA 70801, Attention: Corporate Secretary, Telephone: 225-248-7600 or to Texas Citizens Bancorp, Inc., 4949 Fairmont Parkway, Pasadena, TX 77505, Attention: Chairman and Chief Executive Officer, Telephone: 713.948.5727. Business First, Texas Citizens and certain of their directors, executive officers and employees may be deemed to be participants in the solicitation of proxies from the shareholders of Texas Citizens in connection with the Proposed Transaction. I have been a customer of Citizen's National Bank Pflugerville Branch since 2006 and my experience with CNB has been above and beyond. Login to My Account| My e-Statements| Contact Us| Locations 972-938-4300 California's Department of Financial Protection and Innovation (DFPI) said it had taken over San Francisco-based First Republic and appointed the Federal Deposit Insurance Corporation (FDIC) as receiver. It is a traditional brick-and-mortar bank with in-person service, in addition to its online and mobile offerings. Locations. Market data provided by ICE Data Services. Play Video Raise Your Spending Limit With the New CNB App. Citizens National Bank does not have the best savings rate, which means you should consider looking elsewhere for banks that deliver more return for your money. With mobile and web apps, Citizens National Bank makes mobile banking convenient, even on the go. First Republic has $229 billion in assets, making it the second-biggest bank to collapse in U.S. history after the 2008 failure of Washington Mutual . What to Expect Bankers will assess and develop a customized approach to your needs, Help you start or modify your financial journey, Appointments are available in branch or by phone. 6 months of Business Suite, including ATM advertising and. Congress needs to make major reforms to fix a broken banking system.". FDIC officials then accepted a bid from JPMorgan "to assume all deposits, including all uninsured deposits, and substantially all assets of First Republic Bank," the DFPI said. "First Republic customers can bank as usual and feel confident that their deposits are backed by the strength and security of JPMorgan Chase," Jeremy Barnum, JPMorgan's chief financial officer, said during a news conference Monday. For more information on the reissue please. The significant efforts of our team toward strengthening our institution have resulted in the OCC recently lifting the Formal Agreement. All investing involves risk, including loss of principal. Business First Bancshares, Inc., (Nasdaq: BFST) through its banking subsidiary b1BANK, has $4.4 billion in assets, $4.7 billion in assets under management through b1BANKs affiliate Smith Shellnut Wilson, LLC (SSW) (excludes $1.0 billion of b1BANK assets managed by SSW) and operates Banking Centers and Loan Production Offices in markets across Louisiana and the Dallas, Texas area, providing commercial and personal banking products and services. E-statements are a secure and easy way to access your statements online. My e-Statements | A discussion with a Citizens Banker who will work with you to ensure you are made ready to address all of your financial priorities. Its safe, secure and easy. Whether your overdrafts will be paid is discretionary and we reserve the right not to pay. Given Citizens National Bank's noncompetitive savings rate, you should consider choosing another bank to earn more on your deposits. Online Banking Citizens Bank Online Banking Online banking makes handling your everyday banking needs easier than ever. For additional information regarding the transaction, an Investor Presentation has been filed with the Security and Exchange Commission (SEC) and may be accessed, at no charge, on the SECs website at www.sec.gov and at BFSTs website at www.b1BANK.com. Personal guidance on your account. CITIZENS NATIONAL BANK OF CROSBYTON HEAD OFFICE Branch Name:Head Office Service Type:Full Service Office State & County:Texas - Crosby City or Town:Crosbyton Zip Code:79322 Phone Number: Office Address:202 West Main Street, Crosbyton, TX 79322 Edit BRANCH LOCATION 202 W Main St, Crosbyton, TX 79322 Get Driving Directions OFFICE DETAILS Credit approval is required. We have experienced success diversifying our geographic exposure over the past few years. document.write(Year); The Texas Ratio, a measure of a "bad assets" against available capital, can provide an early warning sign of bank failure. This schedule helps you determine when a deposit you make will increase your available balance. Before that collapse, the largest loss for the DIF was$10.7 billion in 2008 to resolve the loss for subprime lender IndyMac. This nine-digit number is found on the bottom left of your checks. How do I update my name and address in your system? 4Non-Citizens ATM owners may charge a fee. 3Citizens Peace of Mind: Citizens Peace of Mind provides additional time to bring your account to a positive available balance and reverse Overdraft Fees. Give us a call today to speak with a live Customer Service Representative. For information on our Funds Availability Policy, please visit citizensbank.com/overdraft or see your Personal Deposit Account Agreement. Regulators seized control of First Republic Bank on Monday and accepted a bid from JPMorgan Chase for virtually all of the lender's assets. All loans are subject to approval. All deposits are subject to our Funds Availability schedule. Choose your banking center: Call today: 903-984-8671 For your convenience Mobile Banking Manage your finances anywhere you go. Congress needs to make major reforms to fix a broken banking system. Allowing you to manage your accounts on the go. Federal officials from the FDIC, Treasury Department and Federal Reserve held private talks with other banks on Friday hoping to find a bailout plan for First Republic, Reutersreported, but no private rescue materialized. No problem you can find your routing number online. 2IMPORTANT DETAILS ON OVERDRAFT COVERAGE: When we pay a transaction that overdraws your account, we will charge you an Overdraft Fee of $35 per item paid. A deposit that only partially covers transactions or overdraft items will not result in a fee reversal. Make purchases safely and be on your way. ICE Limitations. Important Disclosures Regarding Deposit Insurance on Non-Interest-Bearing Transaction Accounts. Email the Bank. We offer Conventional, FHA, VA, Rural Development and Jumbo loans. First Republic has 84 branches across eight states: California, Connecticut, Florida, Massachusetts, New York, Oregon, Washington and Wyoming. We'll waive the monthly maintenance fee when you either: Make $5,000 in total deposits to your primary checking each statement periodORMaintain $25,000 in monthly combined deposits and investments, Maintain $200,000 in combined deposits and investments to qualify. Site Map | var yyyy = Year.getFullYear(); Financial Information Website Privacy Policy | Contact Us Now Personal Lending Get in touch with our friendly loan professionals and find a loan that's right for you. $499.99 or below $10.00, $500.00 $999.99 $9.00. Check out our competitive rates and variety of products tailored to fit your individual financial needs. Texas Citizens Bank has been successful in serving Houston area owner-managed businesses since our inception, said Stewart. JPMorgan CEO Jamie Dimon said the locations will be converted into JPMorgan wealth management centers over the next 18 months. Citizens gives you tools that make it easy, such as Online and Mobile Banking, and account alerts. Round Rock Map ATM. When you have completed the application, click submit and your information will be reviewed. You can always call 1-866-690-BANK (2265) to access your account information or any of our locations listed below for assistance. Excessive withdrawal fee (more than 40 debits per monthly statement cycle) of $1.00. Regulators wanted a private company to take over First Republic to avoid the FDIC taking on too much debt, and that requirement "may have precluded other regional bank bidders from making the math work as well as it does for JPM," Ken Usdin, equity analyst for Jeffries, said in a note Monday. Citizens National Bank's mobile app allows you to manage your accounts by reviewing current statements, sending and receiving money as well as reaching support . 110 S. Mays St. My e-Statements | 2 in foreign locations. Citizens National Bank, whose headquarters are in Cameron, Texas, lacks premium access to support representatives, with no live chat or all-day service options available. Login to My Account | Information about Business Firsts directors and executive officers is available in its proxy statement for its 2021 annual meeting of shareholders, which was filed with the SEC on April 15, 2021. "We need large, successful banks in the largest and most prosperous economy in the world," he said. checking or savings account required to use Zelle. Contact Us "A poorly supervised bank was snapped up by an even bigger bank ultimately taxpayers will be on the hook. Were open for business online 24/7. Your checking account number. We look forward to using our combined strength to benefit both existing and new clients throughout one of the countrys most potential-filled regions.. 401 W Commerce St,. Copyright 2023 CBS Interactive Inc. All rights reserved. Readers are cautioned not to place undue reliance on the forward-looking statements contained in this press release because actual results could differ materially from those indicated in such forward-looking statements due to a variety of factors. 1If you are a Citizens Personal Checking, Savings or Money Market account customer that has set up a direct deposit with a payor, you may be able to get that direct deposit up to two days early with Citizens Paid Early. Updated on: May 1, 2023 / 7:48 PM SmartAsset does not review the ongoing performance of any Adviser, participate in the management of any users account by an Adviser or provide advice regarding specific investments. Its being added to all Citizens personal checking, savings and money market accounts. The failure of First Republic Bank shows how deregulation has made the too big to fail problem even worse. b1BANK will NEVER contact a customer by phone or email and ask for passwords, account numbers, or personal information. Additional Information and Where to Find It. The transaction is expected to close during the first quarter of 2022. The government's move to assume control of First Republic came one week after it disclosed that customers hadwithdrawn more than $100 billionfollowing SVB's collapse. One-Time Checkup with a Financial Advisor. Citizens National Bank of Texas. Locations. We believe that our partnership with b1BANK will further strengthen the bank by enhancing our customer experience and our long-term contributions to the local community. President Mike Cornett will also join the b1BANK team as vice chair, Houston. Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view. With online Banking and online Bill Pay, we blend the latest in banking technology with personalized service. You can always call 1-866-690-BANK (2265) to access your account information or any of our locations listed below for assistance. When determining the amount you need to deposit to take advantage of Citizens Peace of Mind, you can check your balance in the Citizens mobile app or Online Banking and then consider transactions that may post to your account that day - such as checks or other debits. U.S. Treasury officials said Monday they're encouraged that the First Republic seizure happened "with the least cost to the Deposit Insurance Fund.". Our bank routing number. Citizens corporate headquarters: One Citizens Plaza, Providence, RI 02903 Click the link below if you wish to order checks for yourself. Citizens is a brand name of Citizens Bank, N.A. What happens to First Republic Bank's stock and deposits now? Round Rock, TX 78664. Manage Accounts: With online banking, you can check your balance and account activity, search your payment history, place stop payment requests and more. This partnership with Texas Citizens Bank, by moving us a little farther down I-10 into the Houston market, is an opportunity for us to accelerate our transition into a regional institution, said Jude Melville, president and CEO of Business First. Get browser notifications for breaking news, live events, and exclusive reporting. At Citizens National Bank, you're anything but a number. All forward-looking statements, expressed or implied, included in this press release are expressly qualified in their entirety by the cautionary statements contained or referred to herein. Get in touch with our friendly loan professionals and find a loan that's right for you. CNB of Texas is a full service bank providing a hometown approach of listening to and meeting the needs if its customers. Free for all Citizens customers Bankers will assess and develop a customized approach to your needs Help you start or modify your financial journey Help you track for retirement and more Appointments are available in branch or by phone Make An Appointment Checking Account FAQs How do I open an account? Helping make your business financially successful. Tutorial Videos Apple Android Business Online Banking & Bill Pay Texas Citizens Banks Chairman and CEO Duncan Stewart will join b1BANK and will serve as chairman, Houston region, leading business development efforts. Whether a direct deposit is eligible for Paid Early is at our discretion and we cannot guarantee that you will always receive the Paid Early service. This press release does not constitute an offer to sell or the solicitation of an offer to buy any securities or a solicitation of any vote or approval with respect to the Proposed Transaction. The Annual Percentage Rate (APR) for an Overdraft Line of Credit is 21% on all outstanding loan balances. The definitive Proxy Statement-Prospectus will be provided to the shareholders of Texas Citizens as required by applicable law. Data charges may apply. Citizens National Bank unfortunately does not reimburse out-of-network ATM charges, meaning you will be required to locate a Citizens National Bank ATM or accept the cost of withdrawal. The fund is mostly financed through fees paid by the nation's banks. Customer Privacy Policy Documents to submit with Citizens National Bank Personal and Auto Loan Application: (Both Borrower and Co-Borrower) . Piper Sandler Companies acted as financial advisor to Texas Citizens, and Bracewell LLP acted as legal advisor to Texas Citizens. Freeze Your Card With the New CNB App. Privacy Policy | . How do I set up direct deposit and what kind of information is required? Citizens Financial Group, Inc. All rights reserved. $4 discount on all other available styles, 20% discount on safety deposit box rental, $1,000.00 minimum balance required to avoid a monthly service charge. Free standard single checks, just pay $8 shipping. Citizens National Bank receives an exceptional consumer satisfaction score based on comparatively few complaints filed with the Consumer Financial Protection Bureau (CFPB), a government-sponsored consumer protection agency. A poorly supervised bank was snapped up by an even bigger bankultimately taxpayers will be on the hook. Loan Options - Citizens National Bank When you need us, we can help Let us help you take advantage of opportunities with loans tailored to your needs. 5Citizens offers two overdraft plans- Savings Overdraft Transfer Plan and Overdraft Line of Credit. Box 1629, Citizens National Bank provides customers with a varied selection of product offerings, which include savings accounts, checking accounts, money market accounts, CDs, IRAs, mortgage products and credit cards. If your account is overdrawn, you have up until 10:00 PM ET the following business day (e.g., if your account is overdrawn at the end of the day Monday, you have until 10:00 PM ET Tuesday) to deposit enough funds to cover all of the overdraft items (minus the fees), and any additional transactions that post to the account that day. The Citizens National Bank of Hillsboro is headquartered in HILLSBORO and is the 255 th largest bank in the state of Texas. Citizens National Bank: Ph: (325) 643-3545 PERSONAL CHECKING ACCOUNT $200 minimum deposit to open Checks and debit cards Free digital banking services, including: Online banking and bill pay Free mobile app and mobile check deposits Free e-statements available No monthly service charge on daily balances over $600.00 MONTHLY FEE STRUCTURE There is no fee for Savings Overdraft Transfer Plan. 8U.S. e-Statements: With online banking, you can choose paperless statements. For example, we typically do not pay overdrafts if your account is not in good standing or if the overdraft amount is excessive. Texas Citizens Bancorp, Inc. is a bank holding company and the parent company of Texas Citizens Bank, a national banking association that offers a full range of banking products and services from six full-service branch locations located in the Houston, Texas market area. All Rights Reserved. We're open for business online 24/7. Contact Us | Dimon dismissed concerns about JPMorgan's size, saying the U.S. needs big financial institutions as much as it needs small and regional lenders. Services for small and large businesses and everything in between. Our goal is to provide the highest level of service at competitive rates. Citizens Peace of Mind is available on personal checking accounts and does not apply to Overdraft Line of Credit Transfer Fees. But a deposit of cash, a Citizens check, or an electronic funds transfer will generally be available to cover the transactions. Since 1985 Citizens National Bank has been helping our customers buy, build, or refinance their homes. This new feature gives you earlier access to your cash, helps avoid the stress of overdrafts and provides a head start on paying bills. Citizens is a brand name of Citizens Bank, N.A. No automated bots, no call centers. 10Citizens Zero Liability policy covers U.S.-issued cards only. Knowing how much money is available in your account is critical to avoiding overdraft situations. A total of 1 votes cast and no one has reviewed the branch yet. Live Personal Bankers In connection with the Proposed Transaction, Business First will file with the SEC a registration statement on Form S-4 (the Registration Statement) that will include a proxy statement of Texas Citizens and a prospectus of Business First (the Proxy Statement-Prospectus), and Business First may file with the SEC other relevant documents concerning the Proposed Transaction. Commercial banking services include commercial loans and letters of credit, working capital lines and equipment financing, and treasury management services. 2711 E. Texas St. Bossier City, La 71111 These forward-looking statements include, without limitation, statements relating to (i) the expected impact of the proposed transaction between Business First and Texas Citizens (the Proposed Transaction) on the combined entities operations, financial condition, and financial results, (ii) expectations regarding the ability of Business First to successfully integrate the combined businesses, and (iii) the amount of cost savings and other benefits that are expected to be realized as a result of the Proposed Transaction. Check out our account offerings below. Business Lending | Citizens National Bank of Texas Lending You need a bank that not only lends dollars, you need one that lends an ear. We continue to provide "hometown" banking with big bank services. You can manage all of your banking from anywhere you have internet access. Member FDIC (NMLS ID# 433960). To proceed, click 'continue' below. Baton Rouge, La. Citizens National Bank is a brick-and-mortar bank, with 11 total branches in Texas. Not enrolled in Online Banking? Business First Bancshares, Inc. (Business First) (Nasdaq: BFST), the holding company for b1BANK, and Texas Citizens Bancorp, Inc. (Texas Citizens) today jointly announced the signing of a definitive agreement under which Business First will acquire Texas Citizens and its wholly owned bank subsidiary, Texas Citizens Bank, National Association. Terms of Use | Citizens National Bank, as your lending headquarters, has you covered.
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